Salaried Individual

Particulars

Car value

(upto 10 lacs)

Car value

(10 lacs - 20 lacs)

Car value

(20 lacs and above)

Age CriteriaMinimum age 21 years oldMinimum age 21 years oldMinimum age 21 years old
Income CriteriaGross annual income of at least Rs. 2.00 lacsGross annual income of at least Rs. 5.00 lacsGross annual income of at least Rs. 10.00 lacs
Job / Business StabilityMinimum 3 yearsMinimum 3 yearsMinimum 5 years
LTV (%)Upto 90%Upto 90%Upto 90%

Self Employed

Particulars

Car value

(upto 10 lacs)

Car value

(10lacs - 20 lacs)

Car value

(20 lacs and above)

Age CriteriaMinimum age 21 years oldMinimum age 21 years oldMinimum age 21 years old
Income CriteriaMinimum annual income of Rs. 1.00 lacsMinimum annual income of Rs. 3.50 lacsMinimum annual income of Rs. 5.00 lacs
Job / Business StabilityMinimum 2 yearsMinimum 5 yearsMinimum 7 years
LTV (%)Upto 85%Upto 85%Upto 85%

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